{"slug":"spongebob-money-2-panel","name":"Spongebob Money (2-Panel)","url":"/templates/spongebob-money-2-panel.png","w":586,"h":582,"top":"","bottom":"","description":"Spongebob Money 2-Panel meme generator. Two side-by-side panels: top shows SpongeBob unimpressed, bottom shows SpongeBob grinning with his wallet out. Classic contrast format for things that do and do not get the money.","keywords":"spongebob money 2 panel meme, spongebob two panel meme, spongebob unimpressed vs wallet, spongebob comparison meme, spongebob choice meme, spongebob money contrast","year":2017,"origin":"The two-panel version of the SpongeBob Money meme. Top panel: SpongeBob looking unimpressed or indifferent. Bottom panel: SpongeBob with the wallet out and a huge smile. Text goes in the white areas to the right of SpongeBob in each panel. The format maps cleanly onto any choice or contrast joke where one option gets the money and one does not.","format":"template","alternateFormats":[{"slug":"spongebob-money","label":"Single Panel"}],"textBoxes":[{"label":"The Boring Option","x":47.7,"y":0.3,"w":52,"h":45,"placeholder":"The boring option","fontFamily":"Arial","fontColor":"#000000","strokeWidth":0,"isBold":false,"isAllCaps":false,"textAlign":"center","fontSize":28,"opacity":1},{"label":"What Gets The Wallet Out","x":48.1,"y":47.2,"w":51.6,"h":47.9,"placeholder":"What gets the wallet out","fontFamily":"Arial","fontColor":"#000000","strokeWidth":0,"isBold":false,"isAllCaps":false,"textAlign":"center","fontSize":28,"opacity":1}],"howToMake":["Open the Spongebob Money 2-Panel template","Type the thing that does NOT get the wallet in the top right panel","Type the thing that DOES get the wallet in the bottom right panel","Black Arial text sits in the white side areas next to each SpongeBob","The contrast between SpongeBob's expressions carries the punchline"],"exampleCaptions":["PAYING RENT ON TIME","CONCERT TICKETS THE SAME WEEK"],"exampleAltText":"Spongebob Money 2-Panel meme comparing rent versus concert tickets","exampleRefreshDate":"2026-05-19","seo":{"aliases":["SpongeBob Two Panel Money","SpongeBob Choice Meme","SpongeBob Unimpressed vs Wallet","SpongeBob Contrast Meme","SpongeBob Money Format"],"description":"Two stacked panels, each split in half. Left side: SpongeBob. Right side: white text area. Top panel SpongeBob looks flat and uninterested. Bottom panel SpongeBob grins and holds his wallet. Text in the right panels explains what each expression is reacting to.","definition":"A two-panel SpongeBob comparison meme. Top shows disinterest, bottom shows wallet-out enthusiasm. Used for any contrast between the boring choice and the fun (or irresponsible) choice.","useCases":[{"category":"Financial Priorities","examples":["SAVING FOR RETIREMENT / FESTIVAL TICKETS","INVESTING IN AN INDEX FUND / THE COLLECTORS EDITION WITH THE FIGURINE","PUTTING MONEY IN SAVINGS / THE SALE SECTION THAT IS STILL EXPENSIVE","PAYING OFF DEBT / UPGRADING THE GAMING PC","SENSIBLE USED CAR / THE ONE WITH THE SUNROOF"]},{"category":"Food Choices","examples":["HEALTHY MEAL PREP / SUSHI DELIVERY AT 11PM","COFFEE FROM HOME / OVERPRICED LATTE WITH THE COMPLICATED NAME","GENERIC BRAND CEREAL / THE BOX WITH THE CARTOON CHARACTER ON IT","WATER / CRAFT SODA AT THE MOVIE THEATER","THE SALAD / EVERYTHING ELSE ON THE MENU"]},{"category":"Entertainment Spending","examples":["PRACTICAL GIFTS / THE COLLECTOR FUNKO POP","CABLE SUBSCRIPTION / THE STREAMING PLATFORM WITH ONE SHOW","REASONABLE CONCERT SEAT / PIT TICKETS FOR THE ENCORE VIEW","READING THE BOOK / BUYING THE HARDCOVER BECAUSE THE COVER IS GORGEOUS","FREE MOBILE GAME / THE IN-APP PURCHASE THAT REMOVES ADS"]}]}}